Understanding is the kind of intellect that is used in mathematics; it is inferior to reason in that it uses hypotheses which it cannot test.
 Bertrand Russell, A History of Western Philosophy (1945). copy citation

Context

“The two kinds of sense-perception need not concern us; the two kinds of intellect are called, respectively, “reason” and “understanding.” Of these, reason is the higher kind; it is concerned with pure ideas, and its method is dialectic. Understanding is the kind of intellect that is used in mathematics; it is inferior to reason in that it uses hypotheses which it cannot test. In geometry, for example, we say: “Let ABC be a rectilinear triangle.” It is against the rules to ask whether ABC really is a rectilinear triangle, although, if it is a figure that we have drawn, we may be sure that it is not, because we cannot draw absolutely straight lines.” source