“ Reform of moderate rehabilitation program. Subtitle C—Federal Housing Administration Reforms Sec. 131. Annual audited financial statements. Sec. 132. Credit reviews of persons acquiring mortgaged properties under single family program for life of mortgage. Sec. 133. Repeal of title X land development program. Sec. 134. Civil money penalties for improper dealer and loan broker participation in origination of property improvement loans. ”

“ Report regarding providing foreclosed properties to 1989 disaster victims. Sec. 138. Report regarding actions to improve direct endorsement program. Sec. 139. Co-insurance amendments. Sec. 140. FHA management. Sec. 141. Contracting for financial management support. ”

“ Allocation of housing assistance. Sec. 102. HUD accountability. Sec. 103. Prohibition of advance disclosure of funding decisions. Sec. 104. Reform of headquarters reserve. Sec. 105. Reform of CDBG discretionary fund and provision of technical assistance. Sec. 106. Waiver of regulation requirements and handbook provisions. Sec. 107. Civil money penalties against mortgagees and lenders. Sec. 108. Civil money penalties against multifamily mortgagors. Sec. 109. Civil money penalties against section 202 mortgagors. Sec. 110. Civil money penalties against GNMA issuers. ”