Horace Gray, Knapp v. Homeopathic Mutual Life Insurance Company…
“ It is not relied on by the defendant, and there is nothing in the case to show that it in any way influenced the conduct of the plaintiff by preventing her from paying the premiums or making the election required by the policy. The contract of insurance, made and to be performed in New York, between a corporation and a citizen of that state, is to be governed by the law of New York. By that law, in respect to the payment of or the neglect to pay premiums, a married woman stands like any other person insured, (Baker v. Union Ins. Co., 43 N. Y. 283;) ”
