Mark Twain,
Life on the Mississippi — Chapter 33
(1883)
“ The purpose is to work on a cash basis: buy at first hands, and handle their own product; supply their negro laborers with provisions and necessaries at a trifling profit, say 8 or 10 per cent.; furnish them comfortable quarters, etc., and encourage them to save money and remain on the place. If this proves a financial success, as seems quite certain, they propose to establish a banking-house in Greenville, and lend money at an unburdensome rate of interest--6 per cent. ”
