Sonia Maria Sotomayor

“ The Court rightly notes, therefore, that nothing in today’s opinion is “to suggest that pursuing nonjudicial foreclosure is a license to engage in abusive debt collection practices like repetitive nighttime phone calls; enforcing a security interest does not grant an actor blanket immunity from the Act.” ”

“ Glazer, 704 F. 3d, at 463–464, such as “the repo man [who] sneaks up and ‘tows a car in the middle of the night,’ ” ante, at 11. But, as the Court explains, that reading does not resolve the surplusage problem, because even such repossession agencies engage in a means of collecting debts “indirectly”–which means that they are similarly situated to entities pursuing nonjudicial foreclosures after all. See ante, at 10–12.
All the same, this is too close a case for me to feel certain that Congress recognized that this complex statute would be interpreted the way that the Court does today. ”