Edward Douglass White

“ Reading, then, into the Alabama statute the construction given thereto by the court of last resort of that state, the argument of the plaintiff in error amounts to this: that, although it is admitted that the law of the state of Alabama regulating the doing of insurance business by foreign corporations is not in conflict with the constitution of the United States, nevertheless we should hold that it does violate that constitution, because of another and separate law of Alabama, which it is asserted would be unconstitutional if it were before us for consideration. ”

“ Any person acting as agent of any foreign insurance company which has not received the license from the auditor above provided for, or shall so act after its expiration, is liable personally to the holder of any policy of insurance in respect to which he so acted as agent for any loss covered by it ”

“ She has the power, if she allows any such companies to enter her confines, to determine the conditions on which the entry shall be made. And, as the necessary consequence of her possession of these powers, she has the right to enforce any conditions imposed by her laws as preliminary to the transaction of business within her confines by a foreign corporation, whether the business is to be carried on through officers or through ordinary agents of the company ”