“ The rich man, whose name was Tse-ring, was proud, arrogant, and stingy; whilst the poor man, whose name was Cham-ba, was a kind-hearted man, who was generous to all as far as his means allowed.
Now it happened that a pair of Sparrows came and built their nest in the eaves over the doorway of the poor man's house, where, in the course of time, the young birds were hatched out. One day, before the young birds had learnt to fly, the two old Sparrows were away hunting for food, and one of the young ones fell out of its nest on to the poor man's door-step, and broke its leg. ”

“ The rich man was very frightened at seeing this truculent-looking stranger, and asked who he was.
"I was a creditor of yours in one of your former existences," replied the Apparition. "You were then heavily in my debt, and I have come back here with all the necessary documents to claim what you owed me."
So saying, the Stranger seized upon the rich man's house, his cattle, his sheep, his lands, and all his possessions, and reduced the rich man to the position of a slave in his household. ”