Summary

Portrait of Thomas Aquinas Thomas Aquinas Summa Theologiae — Question 62 - OF THE SACRAMENTS' PRINCIPAL EFFECT, WHICH IS GRACE…

I answer that, Those who hold that the sacraments do not cause grace save by a certain coincidence, deny the sacraments any power that is itself productive of the sacramental effect, and hold that the Divine power assists the sacraments and produces their effect. But if we hold that a sacrament is an instrumental cause of grace, we must needs allow that there is in the sacraments a certain instrumental power of bringing about the sacramental effects.
Source: Wikisource

Portrait of Thomas Aquinas Thomas Aquinas Summa Theologiae — Question 62 - OF THE SACRAMENTS' PRINCIPAL EFFECT, WHICH IS GRACE…

Hence, according to this opinion the sacraments of the New Law would be mere signs of grace; whereas we have it on the authority of many saints that the sacraments of the New Law not only signify, but also cause grace.
We must therefore say otherwise, that an efficient cause is twofold, principal and instrumental. The principal cause works by the power of its form, to which form the effect is likened; just as fire by its own heat makes something hot. In this way none but God can cause grace: since grace is nothing else than a participated likeness of the Divine Nature, according to 2 Pet.
Source: Wikisource

Portrait of Thomas Aquinas Thomas Aquinas Summa Theologiae — Question 62 - OF THE SACRAMENTS' PRINCIPAL EFFECT, WHICH IS GRACE…

And just as the soul's powers flow from its essence, so from grace there flow certain perfections into the powers of the soul, which are called virtues and gifts, whereby the powers are perfected in reference to their actions. Now the sacraments are ordained unto certain special effects which are necessary in the Christian life: thus Baptism is ordained unto a certain spiritual regeneration, by which man dies to vice and becomes a member of Christ: which effect is something special in addition to the actions of the soul's powers: and the same holds true of the other sacraments.
Source: Wikisource

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