Summary

Portrait of William O. Douglas William O. Douglas Sniadach v. Family Finance Corporation of Bay View…

The leverage of the creditor on the wage earner is enormous. The creditor tenders not only the original debt but the 'collection fees' incurred by his attorneys in the garnishment proceedings:
'The debtor whose wages are tied up by a writ of garnishment, and who is usually in need of money, is in no position to resist demands for collection fees. If the debt is small, the debtor will be under considerable pressure to pay the debt and collection charges in order to get his wages back.
Source: Wikisource

Portrait of William O. Douglas William O. Douglas Sniadach v. Family Finance Corporation of Bay View…

The fact that a procedure would pass muster under a feudal regime does not mean it gives necessary protection to all property in its modern forms. We deal here with wages-a specialized type of property presenting distinct problems in our economic system. We turn then to the nature of that property and problems of procedural due process.
A prejudgment garnishment of the Wisconsin type is a taking which may impose tremendous hardship on wage earners with families to support.
Source: Wikisource

Portrait of William O. Douglas William O. Douglas Sniadach v. Family Finance Corporation of Bay View…

She nonetheless claims that the Wisconsin garnishment procedure violates that due process required by the Fourteenth Amendment, in that notice and an opportunity to be heard are not given before the in rem seizure of the wages. What happens in Wisconsin is that the clerk of the court issues the summons at the request of the creditor's lawyer; and it is the latter who by serving the garnishee sets in motion the machinery whereby the wages are frozen. [3] They may, it is true, be unfrozen if the trial of the main suit is ever had and the wage earner wins on the merits.
Source: Wikisource

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