Summary

by John Marshall Harlan German Alliance Insurance Company v…

We concur entirely in the opinion expressed by the state court, that the statute does not infringe the Federal Constitution, nor deprive the insurance company of any right granted or secured by that instrument. The business of fire insurance is, as everyone knows, of an extensive and peculiar character, and its management concerns a very large number of people, particularly those who own property and desire to protect themselves by insurance.
Source: Wikisource

by John Marshall Harlan German Alliance Insurance Company v…

All insurance companies, persons, or corporations engaged in the business of insurance, as agent or otherwise, with associations, persons, or corporations which acted together in fixing rates, are placed by the statute upon an equality in every respect, and therefore it cannot rightfully be contended that the plaintiff in error is denied the equal protection of the laws.
Source: Wikisource

by John Marshall Harlan German Alliance Insurance Company v…

Insurance companies, indeed, all corporations, associations, and individuals, within the jurisdiction of a state, are subject to such regulations, in respect of their relative rights and duties, as the state may, in the exercise of its police power, and in harmony with its own and the Federal Constitution, prescribe for the public convenience and the general good.
Source: Wikisource

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