“ Startup funding. Sec. 1109. Roster of State certified or licensed appraisers; authority to collect and transmit fees. Sec. 1110. Functions of the Federal financial institutions regulatory agencies relating to appraisal standards. Sec. 1111. Time for proposal and adoption of standards. Sec. 1112. Functions of the Federal financial institutions regulatory agencies relating to appraiser qualifications. Sec. 1113. Transactions requiring the services of a State certified appraiser. Sec. 1114. Transactions requiring the services of a State licensed appraiser. ”

“ Amendments to expand and increase civil money penalties. Sec. 908. Clarification of criminal penalty provisions for violation of certain orders. Sec. 909. Supervisory records. Sec. 910. Increased penalty for participation by convicted individuals. Sec. 911. Amendments to various provisions of law relating to reports. Sec. 912. Authority of the FDIC to take enforcement action against savings associations. Sec. 913. Public disclosure of enforcement actions required. ”