“ ENFORCEMENT— Any employee or former employee who believes that such employee has been discharged or discriminated against in violation of subsection (a) may file a civil action in the appropriate United States district court before the end of the 2-year period beginning on the date of such discharge or discrimination. `` (c) REMEDIES— If the district court determines that a violation has occurred, the court may order the financial institution which committed the violation to— `` (1) reinstate the employee to the employee's former position; `` (2) pay compensatory damages ”

“ PATTERN OF NEGLIGENT ACTIVITY— If any financial institution engages in a pattern of negligent violations of any provision of this subchapter or any regulation prescribed under this subchapter, the Secretary of the Treasury may, in addition to any penalty imposed under subparagraph (A) with respect to any such violation, impose a civil money penalty of not more than $50,000 on the financial institution. ́ ́. (b) EFFECTIVE DATE— The amendment made by subsection (a) shall apply with respect to violations committed after the date of the enactment of this Act. ”