James Clark McReynolds

“ During the years 1903 to 1914 the company made and the insured paid assessments on account of death losses at rates varying from $2.86 to $4 per thousand. To recover all above $2.68 per thousand so paid, with interest, respondent brought suit in the common pleas court, Franklin county, Ohio. The company appeared, demurred, and later answered, saving at all times the question of jurisdiction. ”

“ The 'Table of Graduated Assessment Rates for Death Losses for Every $1,000 of a Total Indemnity of $1,000,000' is printed upon the certificate and shows increasing rates for ages from 15 to 60. The highest specified rate is at 60-$2.68. ”