“ THRESHOLD LEVEL— Each Federal financial institutions regulatory agency and the Resolution Trust Corporation may establish a threshold level at or below which a certified or licensed appraiser is not required to perform appraisals in connection with federally related transactions, if such agency determines in writing that such threshold level does not represent a threat to the safety and soundness of financial institutions. ”

“ SUBSTANTIAL COMPLIANCE WITH APPROVED CAPITAL PLAN— In the case of a savings association which is subject to a plan submitted under paragraph (7) (D) of this subsection or an order issued under this subsection, a directive issued or plan approved under subsection (s) , or a capital restoration plan approved or order issued under section 38 or 39 of the Federal Deposit Insurance Act, an order issued under clause (iii) with respect to the association shall be effective only so long as the association is in substantial compliance with such plan, directive, or order. ”

“ DISCLOSURE REQUIRED FOR ON-PREMISES DISPLAYS— `` (1) IN GENERAL— The disclosure requirements contained in this section shall not apply to any sign (including a rate board) disclosing a rate or rates of interest which is displayed on the premises of the depository institution if such sign contains— `` (A) the accompanying annual percentage yield; and `` (B) a statement that the consumer should request further information from an employee of the depository institution concerning the fees and terms applicable to the advertised account. ”