Jr. Horatio Alger, Ragged Dick, Or, Street Life in New York with the Boot-Blacks
“ Dick knew he must study hard, and he dreaded it. He looked upon learning as attended with greater difficulties than it really possesses. But Dick had good pluck. He meant to learn, nevertheless, and resolved to buy a book with his first spare earnings. When Dick went home at night he locked up his bank-book in one of the drawers of the bureau. It was wonderful how much more independent he felt whenever he reflected upon the contents of that drawer, and with what an important air of joint ownership he regarded the bank building in which his small savings were deposited. ”
