“ The examiner was surprised to see a smile creep about the rugged mouth of the banker, and a kindly twinkle in his light-blue eyes. If he saw the seriousness of the affair, it did not show in his countenance."Of course, you don't know Tom Merwin," said Longley, almost genially. "Yes, I know about that loan. It hasn't any security except Tom Merwin's word. Somehow, I've always found that when a man's word is good it's the best security there is. Oh, yes, I know the Government doesn't think so. I guess I'll see Tom about that note." ”
Quotes from A Call Loan (O. Henry)
“ Luck and thrift, a cool head, and a telescopic eye for mavericks had raised him from cowboy to be a cowman. Then came the boom in cattle, and Fortune, stepping gingerly among the cactus thorns, came and emptied her cornucopia at the doorstep of the ranch. ”
“ Longley," said Todd; "and I find your loans in very good shape—with one exception. You are carrying one very bad bit of paper—one that is so bad that I have been thinking that you surely do not realise the serious position it places you in. I refer to a call loan of $10,000 made to Thomas Merwin. Not only is the amount in excess of the maximum sum the bank can loan any individual legally, but it is absolutely without endorsement or security. ”
