“ MONTHLY PAYMENTS— Neither the guaranty agency nor the Secretary shall demand from a borrower as monthly payment amounts described in subparagraph (A) more than is reasonable and affordable based on the borrower's total financial circumstances. `` (C) CONSUMER REPORTING AGENCIES— Upon the sale or assignment of the loan, the Secretary, guaranty agency or other holder of the loan shall request any consumer reporting agency to which the Secretary, guaranty agency or holder, as applicable, reported the default of the loan, to remove the record of the default from the borrower's credit history. ”

“ PROGRAM INTEGRITY. Part H of title IV (20 U.S.C. 1099a et seq.) is amended— (1) in section 496 (a) (6) (G) (20 U.S.C. 1099b (a) (6) (G) ) , by striking the period at the end and inserting a semicolon; and (2) in section 498 (c) (2) (20 U.S.C. 1099c (c) (2) ) , by striking ``for profit ́ ́ and inserting ``for-profit ́ ́. SEC. 409. WAIVER OF MASTER CALENDAR AND NEGOTIATED RULEMAKING REQUIREMENTS. Sections 482 and 492 of the Higher Education Act of 1965 (20 U.S.C. 1089, 1098a) shall not apply to the amendments made by this title, or to any regulations promulgated under those amendments. ”

“ Estimated Financial Assistance— For purposes of determinations of need under part F, a grant awarded under this section shall not be treated as estimated financial assistance as described in sections 471 (3) and 480 (j) . `` (f) Authorization and Appropriations of Funds— There are authorized to be appropriated, and there are appropriated, out of any money in the Treasury not otherwise appropriated, for the Secretary to carry out this section, such sums as may be necessary for fiscal year 2010 and each succeeding fiscal year. ”