by John Marshall Harlan, Brown v. Marion National Bank of Lebanon Kentucky…
“ If, within the meaning of the statute, interest is 'paid' simply by including it in a renewal note, it would follow that, as soon as the usurious interest is included in a renewal note, the borrower or obligor could sue the lender or obligee, and 'recover back * * * twice the amount of the interest thus paid,' when he had not, in fact, paid the debt, nor any part of the interest as such. ”
