“ Manufactured Home Loans.—Notwithstanding paragraph (1) , in the case of a loan, advance of credit, or purchase in connection with a manufactured home or a lot on which to place such a home (or both) , the premium charge for the insurance granted under this section shall be paid by the borrower under the loan or advance of credit, as follows: " (A) At the time of the making of the loan, advance of credit, or purchase, a single premium payment in an amount not to exceed 2.25 percent of the amount of the original insured principal obligation. " ”

“ Funding for Counseling.—The Secretary may use a portion of the mortgage insurance premiums collected under the program under this section to adequately fund the counseling and disclosure activities required under subsection (f) , including counseling for those homeowners who elect not to take out a home equity conversion mortgage, provided that the use of such funds is based upon accepted actuarial principles. ”

“ Delegation of authority.—The power to convey and to execute in the name of the Secretary, deeds of conveyance, deeds of release, assignments and satisfactions of mortgages, and any other written instrument relating to real or personal property or any interest therein heretofore or hereafter acquired by the Secretary pursuant to the provisions of this title may be exercised by an officer appointed by the Secretary without the execution of any express delegation of power or power of attorney. ”

“ Limitation on Origination Fees.—The Secretary shall establish limits on the origination fee that may be charged to a mortgagor under a mortgage insured under this section, which limitations shall— " (1) be equal to 2.0 percent of the maximum claim amount of the mortgage, up to a maximum claim amount of $200,000 plus 1 percent of any portion of the maximum claim amount that is greater than $200,000, unless adjusted thereafter on the basis of an analysis of— " (A) the costs to mortgagors; and " (B) the impact on the reverse mortgage market; " (2) be subject to a minimum allowable amount; " ”