Jay W. Hood

“ It is highly probable detainee's statements that he and his family are honest business people,have no connections to the Taliban or Al Qaida, and have never transferred any money for or on behalf of the Taliban or Al Qaida are truthful. Detainee was suspected of laundering money through a system known as Hawala (money transfer system) . It is a system where funds are moved around the world through a network of moneychangers operating on trust. It is also an ancient system through which thousands of dollars can be transferred without any formal paperwork and is therefore difficult to monitor. ”

“ Families bring in money they wish to send back to their relatives in Afghanistan. His brother collects money and has it transferred to the family Hawala in Miram Shah, PK. Mohammad Ullah, detainee's cousin gathers the money there. Mohammad Ullah and detainee have couriers who hand carry the money to the shop owned by detainee and his brother, Osman, in Bermal, AF. Once the money is received, detainee turns it over to an accountant he hired, located next to his shop. ”

“ This shop is owned and operated by Ibrahim, an Afghani, who stores the money in a safe and hands out the money to the appropriate recipients. The Hawala is the only way known to send money to fellow family members. Detainee has known about the Hawala business for about ten years. Detainee is the owner of community service telephones. ”