“ Banking in Georgia is in a prosperous condition. The largest class of depositors are the farmers, who more and more look to the banks for credit, instead of to the merchants and cotton speculators. Hence the number of banks in agricultural districts is increasing. The state treasurer is the bank examiner, and to him all banks must make a quarterly statement and submit their books for examination twice a year. The legal rate of interest is 7%, but by contract it may be 8%. ”

“ This growth in cotton manufactures is due to various causes, among them being the proximity of raw material, convenient water-power, municipal exemption from taxation and the cheapness of labour. The relation between employer and employee is in the main far more personal and kindly than in the mills of the Northern States.
The forests of Georgia, next to the fields, furnish the largest amount of raw material for manufactures. ”

“ An amendment to the constitution may be proposed by a two-thirds vote of the legislature, and comes into effect on receiving a majority of the popular vote. Members of the Senate must be at least twenty-five years old, must be citizens of the United States, and must, at the time of their election, have been citizens of the state for four years, and of the senatorial district for one year; representatives must be at least twenty-one years old, and must, at the time of their election, have been citizens of the state for two years. By law, in Georgia, lobbying is a felony. ”

“ Manufactures.—Although excelled by Alabama in the manufacture of mineral products, and by North Carolina and South Carolina in the number and output of cotton mills, in 1900 and in 1905 Georgia surpassed each of those states in the total value of factory products, which was, however, less than the value of the factory products of Louisiana and Virginia among the southern states. The chief features of this industrial activity are its early beginning and steady, constant development. ”

“ The National government, until the administration of President Jackson, regarded the Indian tribes as sovereign nations with whom it alone had the power to treat, while Georgia held that the tribes were dependent communities with no other right to the soil than that of tenants at will. ”

“ In 1785 Georgia made treaties with the Creeks by which those Indians ceded to the state their lands S. and W. of the Altamaha river and E. of the Oconee river, but after a remonstrance of one of their half-breed chiefs Congress decided that the cessions were invalid, and the National government negotiated, in 1790, a new treaty which ceded only the lands E. of the Oconee. The state appealed to the National government to endeavour to secure further cessions, but none had been made when, in 1802, the United States assumed its obligation to extinguish all Indian titles within the state. ”

“ Of the 1900 population, 53.3% were whites and 46.7% were negroes, [5] the centre of the black population being a little south of the “fall line.” Here the negroes increased, from 1890 to 1900, faster than the whites in eighteen counties, but in northern Georgia, where the whites are in the majority, the negro population declined in twelve counties. Also the percentage of negro illiteracy is higher in northern Georgia than in other parts of the state, the percentage of negro male illiterates of voting age being 38.3% in Atlanta in 1900, and in Savannah only 30.7%. ”

“ The acceptance of the proposition to call the convention and the election of many conscientious and intelligent delegates were largely due to the influence of ex-Governor Brown, who was strongly convinced that the wisest course for the South was to accept quickly what Congress had offered. The convention met in Atlanta on the 9th of December 1867 and by March 1868 had revised the constitution to meet the requirements of the Reconstruction Acts. The constitution was duly adopted by popular vote, and elections were held for the choice of a governor and legislature. ”

“ From the suffrage and the holding of office are excluded idiots and insane persons and all those who have been convicted of treason, embezzlement, malfeasance in office, bribery or larceny, or any crime involving moral turpitude and punishable under the laws of the state by imprisonment in the penitentiary—this last disqualification, however, is removable by a pardon for the offence. ”

“ The activity of Georgia in the slavery controversy was important. As early as 1835 the legislature adopted a resolution which asserted the legality of slavery in the Territories, a principle adopted by Congress in the Kansas Bill in 1854, and in 1847 ex-Governor Wilson Lumpkin (1783–1870) advocated the organization of the Southern states to resist the aggression of the North. Popular opinion at first opposed the Compromise of 1850, and some politicians demanded immediate secession from the Union; and the legislature had approved the Alabama Platform of 1848. ”

“ Another feature of agriculture in Georgia was the great increase in the number of farms, the average size of plantations having declined from 440 acres in 1860 to 117.5 in 1900, or almost 75%, while the area in cultivation increased only 15.6% between 1850 and 1900. The tenantry system was also undergoing a change—the share system which developed in the years succeeding the Civil War being replaced by a system of cash rental. ”

“ The state supports four benevolent institutions: a lunatic asylum for the whites and a similar institution for the negroes, both at Milledgeville, an institute for the deaf and dumb at Cave Spring, and an academy for the blind at Macon. There are also a number of private charitable institutions, the oldest being the Bethesda orphan asylum, near Savannah, founded by George Whitefield in 1739. ”

“ Generally more than one-fourth of the granite is used for paving; curb, building and monument stone are next in importance in the order named. Stone Mountain (1686 ft.) in De Kalb county near Atlanta is a remarkable mass of light-coloured muscovite granite, having a circumference at its base of 7 m. Stone Mountain granite was first quarried about 1850; it is extensively used as building material in Georgia and other southern states. A laminated granite, otherwise like the Stone Mountain granite, is found in De Kalb, Rockdale and Gwinnett counties, and is used for curbing and building. ”

“ Of the total population, 10 years of age and over, 30.5% were illiterates in 1900—49.9% were illiterates in 1880—and as regards the whites of native birth alone, Georgia ranked ninth in illiteracy, in 1900, among the states and territories of the Union. Of the illiterates about four-fifths were negroes in 1900. In addition to the public schools, the state also supports the University of Georgia ”

“ The Loyalist sentiment was so strong that only five of the twelve parishes sent representatives to the First Provincial Congress, which met on the 18th of January 1775, and its delegates to the Continental Congress therefore did not claim seats in that assembly. But six months later all the parishes sent representatives to another Provincial Congress which met on the 4th of July 1775. Soon afterward the royal government collapsed and the administration of the colony was assumed by a council of safety. ”

“ The urban population (i.e. the population in places of 2500 inhabitants and over) was 15.6% of the total in 1900, and the number of incorporated cities, towns and villages was 372. Of these only forty had a population exceeding 2000, and thirteen exceeding 5000. The largest city in 1900 was Atlanta, the capital since 1868 (Louisville, Jefferson county, was the capital in 1795–1804, and Milledgeville in 1804–1868) , with 89,872 inhabitants. Savannah ranked second with 54,244, and Augusta third with 39,441. ”

“ The Methodist, Baptist, Roman Catholic and Protestant Episcopal Churches, and the Hebrews of the state also support homes for orphans. A penitentiary was established in 1817 at Milledgeville. In 1866 the lease system was introduced, by which the convicts were leased for a term of years to private individuals. In 1897 this was supplanted by the contract system, by which a prison commission accepted contracts for convict labour, but the prisoners were cared for by state officials. ”

“ On the 17th of November the legislature passed an act directing the governor to order an election of delegates on the 2nd of January 1861 and their meeting in a convention on the 16th. On the 19th this body passed an ordinance of secession by a vote of 208 to 89. Already the first regiment of Georgia Volunteers, under Colonel Alexander Lawton (1818–1896) had seized Fort Pulaski at the mouth of the Savannah river and now Governor Brown proceeded to Augusta and seized the Federal arsenal there. ”

“ As the result of the general campaign against child labour, an act was passed in 1906 providing that no child under 10 shall be employed or allowed to labour in or about any factory, under any circumstances; after the 1st of January 1907 no child under 12 shall be so employed, unless an orphan with no other means of support, or unless a widowed mother or disabled or aged father is dependent on the child’s labour, in which case a certificate to the facts, holding good for one year only, is required ”

“ All petitions for divorce must be approved by two successive juries, and a woman holds in her own name all property acquired before and after marriage. Marriage between the members of the white and negro races is prohibited by law. ”

“ South of the Cotton Belt is the Lime Sink Region, which includes Miller, Baker, Mitchell, Colquitt and Worth counties, the northern portions of Decatur, Grady, Thomas, Brooks and Lowndes, the eastern parts of Dooly and Lee, and the eastern portions of Berrien, Irwin, Wilcox, Dodge, and some parts of Burke, Screven and Bulloch. The soft limestone underlying this region is covered, in the uplands, with grey, sandy soils, which have a subsoil of loam; in the lowlands the surface soils are loams, the subsoils clays. ”

“ On account of these conflicts a majority of Georgians adopted the principles of the Democratic-Republican party, and early in the 19th century the people were virtually unanimous in their political ideas. ”

“ Habitual intoxication, wilful desertion for three years, cruel treatment, and conviction for an offence the commission of which involved moral turpitude and for which the offender has been sentenced to imprisonment for at least two years, are recognized as causes for divorce. ”

“ The reaction was followed for a short interval by a return to approximately the former party alignment, but in 1854 the rank and file of the Whigs joined the American or Know-Nothing party while most of the Whig leaders went over to the Democrats. ”

“ The position of Congress and of the Supreme Court with reference to Georgia’s policy in the Yazoo Frauds also aroused distrust of the Federal government. In 1795 the legislature granted for $500,000 the territory extending from the Alabama and Coosa rivers to the Mississippi river and between 35° and 31° N. lat. ”