Seba Smith,
Way Down East, or, Portraitures of Yankee Life…
(1854)
“ It has taught me the value of perseverance and punctuality. I have reflected upon it much ever since you undertook to board out the bill for the magazine at my house.""Why yes," said Peter, "I think perseverance and punctuality are great helps in the way of business.""If every person in the community," said Mr. Sharp, "would make it a point to pay all of his bills promptly, the moment they become due, what a vast improvement it would make in the condition of society all round. That would put people in a condition, at all times, to be able to pay their bills promptly." ”
