Ambrose Bierce,
The Devil's Dictionary — I
“ INSURANCE AGENT: My dear sir, that is a fine house -- pray let me insure it. HOUSE OWNER: With pleasure. Please make the annual premium so low that by the time when, according to the tables of your actuary, it will probably be destroyed by fire I will have paid you considerably less than the face of the policy. INSURANCE AGENT: O dear, no -- we could not afford to do that. We must fix the premium so that you will have paid more. HOUSE OWNER: How, then, can 'I' afford 'that'? INSURANCE AGENT: Why, your house may burn down at any time. ”
