Summary

Pierce Butler United States v. Spaulding — Opinion of the Court

The policy does not cover total temporary disability or partial permanent disability, and does not authorize or permit any payment for physical or mental impairment that is less than 'total permanent disability.' Periods of total temporary disability, though likely to recur at intervals, do not constitute the disability covered by the policy, for 'permanent' means that which is continuing as contrasted with that which is 'temporary.' The fact that one has done some work after the lapse of his policy is not of itself sufficient to defeat his claim of total permanent disability.
Source: Wikisource

Pierce Butler United States v. Spaulding — Opinion of the Court

The medical opinions that respondent became totally and permanently disabled before his policy lapsed are without weight. Clearly the experts failed to give proper weight to his fitness for naval air service or to the work he performed, and misinterpreted 'total permanent disability' as used in the policy and statute authorizing the insurance.
Source: Wikisource

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