Various

“ The real advantage of a bank to the community it serves commences only when it employs the capital of others. The money which a bank controls in the form of the deposits which it receives and sometimes of the notes which it issues, is loaned out by it again to those who desire to borrow and can show that they may be trusted. A bank, in order to carry on business successfully, must possess a sufficient capital of its own to give it the standing which will enable it to collect capital belonging to others. ”

“ Base-running is one of the important arts of base-ball play. A good base-runner takes as long a lead off the base as he dares, starts to run the moment the pitcher makes the first movement to deliver the ball, and if necessary throws himself with a slide, either feet or head first, on to the objective base, the reason for the slide being to make it more difficult for the baseman to touch the runner, having to stoop in order to do so, thus losing time. A base-runner is out if he interferes with an opponent while the latter is fielding a ball or if he is hit by a batted ball. ”

“ And that method on which a great scholar [1] insisted when studying the old Persian religion is doubly to be insisted on in the study of the history of baptism and the cognate institution, the eucharist, namely, to avoid equally "the narrowness of mind which clings to matters of fact without rising to their cause and connecting them with the series of associated phenomena, and the wild and uncontrolled spirit of comparison, which, by comparing everything, confounds everything." ”

“ If we add to the returns of the London Clearing House those of the clearing houses in the large towns of England, Ireland and Scotland, and the numerous exchanges which occur daily, and the large number which the different offices of banks with a great many branches settle among themselves, and the number drawn by one customer of a bank and paid to another, we may form some notion of the vast amount of the yearly turnover in cheques. ”

“ I want the people I represent to look as if they really belonged to their station, so that imagination cannot conceive of their ever being anything else. People and things should always be there with an object. ”

“ The existence of a guarantee does not oblige the banker to any particular system of keeping the account. So long as it is not unfairly manipulated to the detriment of the guarantor, there is no obligation to put moneys paid in, without appropriation, to the guaranteed rather than to the unguaranteed account, and on the termination of a guarantee, the banker may close the account, leaving it to be covered by the guarantee, and open a new one with the customer, to which he may devote payments in, not otherwise appropriated. ”

“ BAOBAB, Adansonia digitata (natural order Bombaceae) , a native of tropical Africa, one of the largest trees known, its stem reaching 30 ft. in diameter, though the height is not great. It has a large woody fruit, containing a mucilaginous pulp, with a pleasant cool taste, in which the seeds are buried. The bark yields a strong fibre which is made into ropes and woven into cloth. The wood is very light and soft, and the trunks of living trees are often excavated to form houses. The name of the genus was given by Linnaeus in honour of Michel Adanson, a celebrated French botanist and traveller. ”

“ They end their confession thus: "If any take this that we have said to be heresy, then do we with the apostle freely confess, that after the way which they call heresy worship we the God of our fathers, believing all things which are written in the Law and in the Prophets and Apostles, desiring from our souls to disclaim all heresies and opinions which are not after Christ, and to be stedfast, unmovable, always abounding in the work of the Lord, as knowing our labour shall not be in vain in the Lord." ”

“ The mass of the reserve in France is so great that the movements of the precious metals, when they are the result only of natural causes, are allowed to go on without corresponding movements in the discount rate. But it must be remembered that this large reserve is held in part against a gigantic note issue, and also that the trade activity and enterprise of the French people are less intense than in either the United Kingdom or Germany; thus it is much easier for the Bank of France to maintain a steady rate of discount. ”

“ Another instance of team batting is when a runner is on third-base and the batsman signals that he will hit the next ball. This enables the runner to get a long start, making his scoring nearly certain if the batsman succeeds in hitting the ball fairly. If the ball is hit without the signal and consequent long start by the runner, the latter is frequently put out at the plate, as the infielder who fields the ball will ignore the batsman and throw the ball to the catcher to head off the runner and prevent a run being scored. ”

“ The result was that when joint-stock banks were first formed many persons of good means were kept back from becoming shareholders, that is to say partners, in banks. For up to the date of the act of 1862 permitting "limited liability," every shareholder in a joint-stock bank was liable to the extent of the whole of his means (see the article Company) . Even as late as 1858 when the Western Bank of Scotland and 1878 when the City of Glasgow Bank failed, very great hardship was inflicted on many persons who had trusted with over confidence to the management of those banks. ”

“ There is no country in Europe destitute of more or less abundant proofs of the almost universal prevalence of barrow-burial in early times. It can also be traced on both sides of the basin of the Mediterranean, and from Asia Minor across the continent to India, China and Japan.
In the new world as well as in the old, similar customs prevailed from a very remote period. In the great plains of North America the dead were buried in barrows of enormous magnitude, which occasionally present a remarkable similarity to the barrows of Great Britain. ”

“ No one asks what stock of gold is held by the bank on which the cheques are drawn, or what the bank itself keeps in reserve. The whole is taken in faith on a well-founded trust. It is the most easily worked paper circulation and circulating medium in existence. ”

“ He may reach his base by an error of some fielder, which may be either a muffed fly, a failure to stop and field a ground ball, a muffed thrown ball or a bad throw. Only balls batted within the foul-lines (see diagram) are fair. All others are "fouls," and the batsman cannot run on them. All foul-struck balls are called strikes until two strikes have been called by the umpire, after which fouls are not counted.
Batting, as in cricket, is a science by itself, although comparatively more stress is laid on fielding than in cricket. ”

“ The sacrifice-hit is most frequently a bunt, as this gives the batsman the best chance of reaching first-base safely, besides surely advancing the runner. Another kind of sacrifice-hit is a long fly to the outfield. On such a hit a runner on third-base (as on the other bases) must remain on the base until after the ball is caught, but the distance from the outfield to the home-plate is so great that a fast runner can generally beat the ball and score his run. When men are on bases, coaches are allowed to stand near first and third bases to direct the runners. ”

“ Certainly since the act of 1844 became law, the liability to constant fluctuations in the Bank's rate of discount—one main characteristic of the English money market—has greatly increased. To charge the responsibility of the increase in the number of those fluctuations on the Bank Act alone would not be justifiable, but the working of the act appears to have an influence in that direction, as the effect of the act is to cut the specie reserve held by the bank into two parts and to cause the smaller of these parts to receive the whole strain of any demands either for notes or for specie. ”

“ Basil formed his monastery in the neighbourhood of Neocaesarea in Pontus, he deliberately set himself against these tendencies. He declared that the cenobitical life is superior to the eremitical; that fasting and austerities should not interfere with prayer or work; that work should form an integral part of the monastic life, not merely as an occupation, but for its own sake and in order to do good to others; and therefore that monasteries should be near towns. All this was a new departure in monachism. ”

“ The materials which are actually employed in the construction of basket-work are numerous and varied, but it is from certain species of willow that the largest supply of basket-making materials is produced. Willows for basket-work are extensively grown on the continent of Europe, whence large quantities are exported to Great Britain and the United States; but no rods surpass those of English growth for their tough and leathery texture, and the finest of basket-making willows are now cultivated in England—in Leicestershire, Nottinghamshire and the valleys of the Thames and the Trent. ”

“ As many as are persuaded and believe that what we teach and say is true, and undertake to be able to live accordingly, are instructed to pray and entreat God with fasting, for the remission of their sins that are past, we praying and fasting with them. Then they are brought by us where there is water, and are regenerated in the same manner in which we were ourselves regenerated. For in the name of God, the Father and Lord of the universe, and of our Saviour Jesus Christ and of the Holy Spirit, they then receive the washing with water. ”

“ Hacking, striking, holding and kicking are foul, but a player may interfere with an opponent who has the ball so long as he uses one arm only and does not hold. A player must throw the ball from where he gets it, no running with it being allowed excepting when continuously bounding it on the floor. Basket-ball is an extremely fast game and admits of a high degree of combination or team-play. The principal qualifications of a good player are quickness of movement and of judgment, coolness, endurance, accuracy and self-control. ”

“ This is particularly obvious when the debtor lives in one town or district and the creditor in another at a considerable distance, but the convenience is very great under any circumstances. Where an easy method of transmission of cash does not exist, we become aware that a "rate of exchange" exists as truly between one place and another in the same country as between two places in different countries. The assistance that banking gives to the industries of a community, apart from these facilities, is constant and most valuable. ”

“ When a fair or foul ball struck by a batsman on his side is caught on the fly, he must retouch his base, or be put out if the baseman receives the ball before he can do so. A runner on first-base is forced to run to second as soon as a fair ball is batted, or, being on second with another runner on first, he is forced to run to third. ”

“ The large specie reserve of the bank has given stability to the trade of France, and has enabled the bank to manage its business without the numerous fluctuations in the rate of discount which are constantly occurring in England. It is true that the holding this very large amount of specie imposes a very heavy burden on the shoulders of the shareholders of the bank, but they do not complain. The advantage to business from the low rate of interest which has to be paid for the use of borrowed capital in France is a great advantage to the trade and industry of that country. ”

“ No exchange bank had a capital of its own nor did it require any for the performance of the business. The object for which exchange banks were established was to turn the values with which they were entrusted into "current money," "bank money" as it was called, that is to say, into a currency which was accepted immediately by merchants without the necessity of testing the value of the coin or the bullion brought to them. ”

“ The Roman church then had early precedents for separating confirmation from baptism. It would also appear that in the primitive age confirmation and ordination were one and the same rite; and so they continued to be among the dissident believers of the middle ages, who, however, often dropped the water rite altogether. (See Cathars.) More than one sect of the 2nd century rejected water baptism on the ground that knowledge of the truth in itself makes us free, and that external material washing of a perishable body cannot contribute to the illumination of the inner man, complete without it. ”

“ The invention of bank money, that is, of a money of account which could be transferred at pleasure from one holder to another, enabled the trade of the place to be carried on without any of those hindrances to business which must have followed on the delay and expense attendant on the verification of various coins differing from each other in weight, intrinsic value, standard of purity of metal, in every point in fact in which coins can differ from each other. ”

“ The European wars of the 18th century caused much suffering, as the West Indies were the scene of numerous battles between the British and the French. During this period a portion of the 41⁄2% duty was returned to the colony in the form of the governor's salary. In the course of the American War of Independence Barbados again experienced great hardships owing to the restrictions placed upon the importation of provisions from the American colonies, and in 1778 the distress became so acute that the British government had to send relief. ”

“ The British money-market, the clearing-house of the world, is, in consequence of the smallness of its reserve, exposed to greater fluctuations than that of any other country. These fluctuations may arise from the need of meeting the requirements of other countries for specie or those arising from domestic trade. The recorded excess of imports over exports, £147,000,000 in 1906, though the difference is eventually balanced by the "invisible" exports, gives foreign nations at times a power over the British money-market greater than has ever previously been the case. ”

“ Change of pace, disguised as well as possible, is also an important part of pitching strategy, as well as variation of the delivery and the play upon the known weaknesses or idiosyncrasies of the batsman. Good control over the ball is a necessity, as four "balls" called by the umpire,—that is, balls not over the base, or over the base and not between the shoulder and knee of the batsman,—entitle the batsman to become a base-runner and take his first base. ”

“ Only so far as we can get away from the modern view that a person's name is a trifling accident, and breathe the atmosphere which broods over ancient religions, can we understand the use of the name in baptisms, exorcisms, prayers, purifications and consecrations. ”

“ One of the third-baseman's chief duties is to be ready to run in towards the batsman to field "bunts," i.e. balls blocked by allowing them to rebound from a loosely held bat. These commonly roll slowly in the direction of third-baseman, who, in order to get them to first-base in time to put the runner out, must run in, pick them up, usually with one hand, so as to be in position to throw without the loss of an instant, and "snap" them to the first-baseman, i.e. throw them underhand without taking time to raise his body to an erect position. ”

“ The benchers appear to take cognizance of any kind of misconduct, whether professional or not, which they may deem unworthy of the rank of barrister. The grade of barrister comprehends the attorney-general and solicitor-general (appointed by and holding office solely at the will of the government of the day) , who rank as the heads of the profession, king's counsel and ordinary practitioners, sometimes technically known as "utter barristers."
The peculiar business of barristers is the advocacy of causes in open court, but in England a great deal of other business falls into their hands. ”

“ He dwells on the risk run by the sponsors, in case the candidates for whose purity they went bail should fall into sin. It is more expedient, he concludes, to delay baptism. Why should persons still in the age of innocence be in a hurry to be baptized and win remission of sins? Let people first learn to feel their need of salvation, so that we may be sure of giving it only to those who really want it. Especially let the unmarried postpone it. The risks of the age of puberty are extreme. Let people have married or be anyhow steeled in continence before they are admitted to baptism. ”

“ Notes are so largely employed in ordinary business in Scotland that a bank which does not possess the power, practically cannot carry on business and supply the needs of its customers. This limitation in the number of the banks has, however, not been accompanied by any deficiency in the supply of banking accommodation to the people. There is a larger number of banking offices in proportion to the population in Scotland than in England and Wales or Ireland. ”