by the United States government

“ In this subsection, the term “demand” means a demand for payment, present or future, that— (A) was not a claim during the proceedings leading to the confirmation of a plan of reorganization; (B) arises out of the same or similar conduct or events that gave rise to the claims addressed by the injunction issued under paragraph (1) ; and (C) pursuant to the plan, is to be paid by a trust described in paragraph (2) (B) (i) . ”

“ Subsection (a) (2) does not operate as an injunction against an act by a creditor that is the holder of a secured claim, if— (1) such creditor retains a security interest in real property that is the principal residence of the debtor; (2) such act is in the ordinary course of business between the creditor and the debtor; and (3) such act is limited to seeking or obtaining periodic payments associated with a valid security interest in lieu of pursuit of in rem relief to enforce the lien. ”

“ As used in this subparagraph, the term “related party” means— (I) a past or present affiliate of the debtor; (II) a predecessor in interest of the debtor; or (III) any entity that owned a financial interest in— (aa) the debtor; (bb) a past or present affiliate of the debtor; or (cc) a predecessor in interest of the debtor. ”

“ If the requirements of paragraph (2) (B) are met and the order confirming the plan of reorganization was issued or affirmed by the district court that has jurisdiction over the reorganization case, then after the time for appeal of the order that issues or affirms the plan— (i) the injunction shall be valid and enforceable and may not be revoked or modified by any court except through appeal in accordance with paragraph (6) ”

“ Except as provided in subsection (a) (3) of this section, discharge of a debt of the debtor does not affect the liability of any other entity on, or the property of any other entity for, such debt. (f) Nothing contained in subsection (c) or (d) of this section prevents a debtor from voluntarily repaying any debt. (g) (1) (A) After notice and hearing, a court that enters an order confirming a plan of reorganization under chapter 11 may issue, in connection with such order, an injunction in accordance with this subsection to supplement the injunctive effect of a discharge under this section. ”

“ The court grants the debtor’s motion and approves the reaffirmation agreement described above.”. (l) Notwithstanding any other provision of this title the following shall apply: (1) A creditor may accept payments from a debtor before and after the filing of an agreement of the kind specified in subsection (c) with the court. (2) A creditor may accept payments from a debtor under such agreement that the creditor believes in good faith to be effective. ”

“ If a presumption of undue hardship has been established with respect to such agreement, such certification shall state that in the opinion of the attorney, the debtor is able to make the payment. (C) In the case of a reaffirmation agreement under subsection (m) (2) , subparagraph (B) is not applicable. (6) (A) The statement in support of such agreement, which the debtor shall sign and date prior to filing with the court, shall consist of the following: “Part D: Debtor’s Statement in Support of Reaffirmation Agreement. “1. ”

“ Disclosures may be made in a different order and may use terminology different from that set forth in paragraphs (2) through (8) , except that the terms “Amount Reaffirmed” and “Annual Percentage Rate” must be used where indicated. ”