Passbook

“ Bankers make up their pass-books in two ways. When the customer is in account with the banker the cash he pays in appears on the right-hand side of his book, and the cheques he draws out on the left. The more general method, however, is to make the bank in account with the customer, when the debits and credits in the pass-book are an exact copy of the client’s own cash-book, whereas the entries in the bank’s ledger are reversed. ”

“ If you can fool the cashier into giving your messenger a check book you can gamble pretty safely on his paying a check signed with the same name. In that way, you see, you can get all the blank checks you need and test the cashier's watchfulness at the same time. It's too easy. The only thing you have to look out for is not to overdraw the account. Still, you find so many checks in the mail that you can usually choose somebody's account that will stand the strain. ”

“ Everyday 4,000 to 5,000 of these authorisations to pay cheques are issued. Ladies write out these authorisations by means of type-writing machines: their fingers work the machine with astounding rapidity. According to the data given me each of them prints every day 400 to 500 assignments of payment to the persons designated and authorisations to the post-offices to pay; and the hours of work averaging seven, they write about one a minute.
Thirdly. (Postanweisungen.)
The cheque can be drawn in favour of a person living in Hungary or a foreign country. ”

“ Through its agency over a million letters and postal packets are returned to senders annually. Book packets and circulars form 50 per cent. of the total number, and of these only 75 per cent. can be restored to the persons who posted them. Over 10,000 letters containing property are recorded in the ledgers, and they represent a total value in cash, bank-notes, bills, cheques, postage stamps, etc., of about £36,000 per annum, nearly the whole of which reaches the hands of the senders. ”

“ If it's cash for your tailor, heed the post-office warning, "Don't send money through the mails." Wait until you happen to meet him on the street. If he sees you first, you lose.
First-class Matter.
Anything you are ashamed to have the postmaster or postmistress read, and therefore seal up, is known as first-class matter. Also, postal cards, where you're only allowed to argue on one side. If you think your letter should travel slowly, invest ten cents in a Special Delivery Stamp. This will insure a nice, leisurely journey, lasting from one to two days longer than by the cheap two-cent route. ”

“ Postal cards are likewise a relief to that large class of persons who by sealed envelope are roused to inquisitiveness. As such a closed letter lies on the mantel-piece unopened, they wonder whom it is from, and what is in it, and they hold it up between them and the light to see what are the indications, and stand close by and look over your shoulder while you read it, and decipher from your looks whether it is a love-letter or a dun. The postal card is immediate relief to them, for they can read for themselves, and can pick up information on various subjects free of charge. ”

“ At a rate of postage so low as one penny, a great number of explanatory letters on business, and letters on matters of detail, would be written. Occasions are of constant occurrence in which we do not write, and are not written to, because the matter, though important enough to write upon, is not important enough to pay, or to cause others to pay, the postage. I refer here to questions as to the mode of conveyance of goods, as to the colour or pattern of articles ordered, or to an ambiguous or an illegible phrase in a letter received, and a thousand other matters. ”

“ For that reason it is perhaps needless to do more than name the cash book, ledger, petty cash book, cash receipt book, and postage book as the principal records maintained for financial purposes. Many librarians unite their issue and receipts from fines books, while others keep separate records; but it is best for beginners to keep their cash affairs strictly apart, and in the ordinary fashion of good business houses. The donation book is the record of all books, prints, maps, or other gifts to the library, ruled to show the following particulars: Author and Title | Vols. ”

“ Any article of the first, second, third, or fourth class mail matter may be registered at any post-office in the United States. The fee on registered matter, domestic or foreign, is 10 cents for each letter or parcel, to be affixed in stamps, in addition to the postage. Full prepayment of postage and fee is required. Two or more letters or parcels addressed to, or intended for, the same person cannot be tied or otherwise fastened together and registered as one. ”

“ Provided that no person shall frank or enclose any letter or packet other than his own, but any public letter or packet from the department of the Treasury may be franked by the Secretary of the Treasury, or the assistant Secretary, or by the Comptroller, Register, Auditor or Treasurer, and that each person before named shall deliver to the post office, every letter or packet enclosed to him, which may be directed to any other person, noting the place from whence it comes by post, and the usual postage shall be charged thereon. ”

“ Thus, in San Remo, I was desired to give my card to the facteur (postman) in whose beat our quarters were, and the letters would be delivered at the house. In Paris, I was refused letters for my wife without a written authority from her. In other large towns, the rule is to ask for passport; and if the inquirer have no passport, he must prove his identity in a manner satisfactory to the post clerk, as by exhibition of envelopes of letters received elsewhere, or otherwise—regulations most reasonable for the security of the recipients. ”

“ Ordinary mail, such as enquiries, requests for samples, etc., and all letters not containing money, are kept separate from letters with money enclosed. Orders and money are collected, and the cashier checks and counts all money over again, comparing it with the amount entered on each order by the opener, and, where O. K., stamps each order and envelope with a duplicate consecutive numbering and date stamp. ”

“ To each reader is issued on joining a cloth-covered card and a pocket made of linen, having on one side the borrower’s number, name, address, &c., and on the other side a calendar. The pockets are kept in numerical order at the library, and the readers retain their cards. When a borrower wishes a book, he hands in a list of numbers and his card to the assistant, who procures the first book he finds in. ”

“ Then he distributes what he finds in the bags according to a pre-arranged order. The registered letters which have found their way to the office he at once transfers to the clerk on duty whose special province it is to deal with them; the bundles of ordinary letters—in one of which packets is the identical letter we ourselves posted—he hands over to his fellow-sorters, who, each standing opposite to a distinct set of boxes, labelled with the names of different towns on the route, at once sort them away. The newspapers he deals with himself. ”

“ The first clause of the section is directed against any person employed in any department of the postal service who secretes, embezzles, etc., any letter intrusted to him or which shall come into his possession, and which was intended to be conveyed by mail, or carried or delivered by any mail carrier, mail messenger, route agent, letter carrier, or other person employed in any department of the postal service, or forwarded through or delivered from any post office or branch post office established by the authority of the postmaster general, and which shall contain any note, etc. ”

“ But perhaps he will not present himself at my office if he is what you suppose. A robber does not like to leave behind him the tracks of his passage, and besides the formality of passports is no longer obligatory."
"Consul," replied the detective, "if he is a shrewd man, as we think, he will come."
"To have his passport vised?"
"Yes. Passports never serve but to incommode honest people and to aid the flight of rogues. I warrant you that his will be all regular, but I hope certainly that you will not vise it."
"And why not? If his passport is regular I have no right to refuse my vise." ”

“ When a borrower returns a book the librarian can learn, from the date on the pocket, whether or no a fine should be paid on it; if not, he can, if in haste, immediately take out the borrower's card from the book pocket, stamp the date of its return at the right of the date on which it was lent, thus canceling the charge against the borrower, and lay the book aside and look up its book-card later. ”

“ They are also bought by the poor to write brief letters on.
It is a common practice, in writing to another person on your own business, to enclose a postage stamp to prepay the letter in reply. Some persons, who have much correspondence, procure their own address printed in script on the back of stamped envelopes, and then send these enclosed to bring back the expected return. Persons doing a great deal of business with each other, through the post-office, keep each other's envelopes on hand. ”

“ Do you find any irregularity or difficulty in settling their accounts, in consequence of the want of pass-books?-I find none; but, of course, if a man understands accounts, and keeps a pass-book, I find it more agreeable to settle with him. The more ignorant a man is, the more trouble you have in settling with him. ”

“ You cannot change your residence, even if you were going to live next door, without first sending your passport to the police-office.
To an Englishman, accustomed to move as freely as the air he breathes, without any one daring to ask his business, under fear of being sent about his own business, the passport system is one of the greatest nuisances in existence. ”

“ When writing to a person or firm for information solely for one’s own benefit, a postal card or a stamped envelope should be enclosed for a reply.
It is a too common custom among people unacquainted with the rules of business, when sending an order to one firm, to enclose money to be paid another, or with which to make small purchases in some other line, to be sent in the package ordered from the firm with which the correspondence is held. ”

“ Any person opening an account, that is, de- positing money with a Post Office Savings Bank, will receive a book in which the amount is entered, and the signature of the Postmaster and stamp of the office affixed to the entry. ”

“ It is far and away more convenient than the "stub" system.
Each story has its card, and each card gives the manuscript's life history; title, when written, number of words, amount of postage required for its going and coming through the mail, when and where sent, when returned, when accepted and when paid for, together with brief notes regarding the story's vicissitudes or final good fortune. After a story is sold the card serves as a memorandum, and all these memoranda, totalled at the end of the year, form an accurate report of the writer's income. ”

“ On picking up a lost pocket-book by chance in the streets, one can be at no loss to divine the quality of its former proprietor. A large rusty black leather pocket-book, looking more like a portmanteau than a memorandum book, stuffed with papers half printed, half written, blank stamp receipts, churchwarden’s orders and directions, long lists of parishioners, with a small ink-horn in one corner—denotes the property of a tax-gatherer. ”

“ Where the mail is large, it is usually brought from the post office by wagon, the smaller deliveries being brought by regular post office carriers. All registered letters and parcels are carefully checked as to number, by actual count, and compared with number entered on post office registration sheets, before signing for them. Envelopes are first cut open by one or more persons. Registered letters are kept separate from all others, are distributed separately and accounted for before any ordinary mail is handled. ”

“ That every rector, vicar, curate, and every registrar, registering officer, and secretary, who shall have the keeping, for the time being, of any register book of births, deaths, or marriages, shall at all reasonable times allow searches to be made of any register book in his keeping, and shall give a copy, certified under his hand, of any entry or entries in the same, on payment of the fee hereinafter mentioned; that is to say, for every search extending over a period not more than one year, the sum of 1s., and 6d. ”

“ Since my letter of April the 16th, yours have been received of March the 12th, 12th, 13th, 13th, and 19th. Before the receipt of these, one of which covered the form of your passports, it had been determined here, that passports should be issued in our own ports only, as well to secure us against those collusions which would be fraudulent towards our friends, and would, introduce a competition injurious to our own vessels, as to induce these to remain in our own service, and thereby give to the productions of our own soil the protection of its own flag in its passage to foreign markets. ”

“ In leaving cards follow the fashion of those who have paid you the same courtesy. If a call has been made upon you, return it by a call, as to return a personal visit by the sending of a bit of pasteboard would partake of the nature of a slight. If cards only have been sent you by a servant, return cards in the same manner by messenger or servant; if they were sent by mail, return by mail. If the cards of any of the gentlemen of a house are left, always leave the cards of any gentleman of your family in return. ”