Wilson's Tales of the Borders and of Scotland…
“ Now, sir, it is my conviction, that where there is no speculation, there can be no luck. As well might a man with his hands in his pockets expect a guinea to drop into them. People who, perhaps, have been born with a silver spoon in their mouths, or had enough to purchase them a hot joint every day, thrust upon them by accident, will tell you, in speaking of any particular subject, "Oh, I will have nothing to do with it—it is only a speculation." ”
